connectCost guide

What does insurance repairs cost?

NZ, incl. GST · updated 2 November 2026

Typical storm, flood or leak repair

$8,000

Most jobs land between $1,500 and $40,000.

BallparkNZ 2026 ballpark. Real Connect quotes take over once there are enough.

An estimate for planning, not a quote.

People use Connect for storm, flood, leak and accidental damage repairs for insurance claims.

What drives the price

The scope the insurer has agreed, how much is make-good versus structural, and whether the house is lived in during the work.

Example jobs

Ceiling and wall repair after a leak$2,500–$6,000
Flood-damaged flooring and linings$10,000–$25,000
Storm damage to roof and ceilings$8,000–$20,000

Example totals are typical NZ ranges incl. GST.

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Questions

How much does insurance repairs cost in NZ?

A typical storm, flood or leak repair is around $8,000 incl. GST, with most jobs between $1,500 and $40,000. The scope the insurer has agreed, how much is make-good versus structural, and whether the house is lived in during the work.

Is this a quote?

No. It is an estimate based on NZ ballparks to help you plan. Post the job on Connect and vetted local tradies will quote your actual job, free.

Why do quotes for the same job vary so much?

Because tradies often quote slightly different jobs. Connect writes one scope with you first so every quote is for the same work and you can compare them properly.

Prices on this page are estimates incl. GST for a typical residential job in NZ and will vary by site, access, materials and season. They are not a quote.

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